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Office: 773-594-6603

7111 West Foster Avenue

Chicago, IL 60656-1967

william.smigiel@lpl.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Liberty Bank for Savings and LBFS Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using LBFS Wealth Management, and may also be employees of Liberty Bank for Savings. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Liberty Bank for Savings or LBFS Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.